Learn how to obtain credit, maintain credit, and credit collection, including specific information on student loan indebtedness.
Credit and Consumer Rights
Discover an Overview of credit laws protecting consumers' rights to obtain, use, and maintain credit-offers practical tips for solving credit problems.
Credit Repair: Hot To Help Yourself
Take caution about companies that charge hundreds, even thousands of dollars, but don’t deliver on their claims. Truth is, no one can legally remove accurate negative information from a credit report. Learn how to legitimately improve your creditworthiness.
Foreclosure Rescue Scams: Another Stress for Homeowners in Distress
Learn how various foreclosure rescue scams work, and where consumer can find legitimate help.
Fair Debt Collection
Find answers to frequently asked questions about debt, including consumer rights and the rules debt collectors must follow.
Free Credit Reports
Under new federal laws, every consumer is now entitled to a free annual credit report. This link is the only FTC-authorized source for ordering a credit report.
National Foundation for Credit Counseling, a group that offers consumer credit counseling services. NFCC is located in Silver Spring, Maryland, but consumers can call 1-800-388-2227, its toll-free number, to locate member offices.
Other Sources Credit/Loans
Find alternatives to payday loans and learn how costly this type of credit really is.
Get advice on avoiding this popular scam, including alternative low-cost help for credit problems.
Discover information on the “Check 21” law.
School Loans and Student Debt
Tips for Students/Recent Graduates
Read important information for students and recent graduates regarding credit and other general consumer protection information.